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설날 (Seollal): Celebrating A New Year & A New America

1/27/2014

116 Comments

 
by Gerry Krzic (K-41; 1977-80)

Lunar New Year Here & There

Picture
As the Lunar New Year of 2014 fast approaches, we can almost imagine the scene in the markets, department stores, and kitchens in Korea as the citizens prepare to enjoy the extended holiday:  Steam from the 떡국 (Rice cake soup) pots rising in the kitchens, elders preparing 세뱃돈 (envelopes with money) for the youngsters, parents choosing the best produce and gifts to take as presents to the family gatherings. 

Korean communities abroad will also be observing the Lunar New Year. Many Friends of Korea members will be celebrating  with family and friends in the U.S.  Except, their gatherings will likely be fused with elements of American culture creating a unique way to celebrate the holiday -- sharing 떡국 may morph into a "Dumplingfest." 

Throughout American history, this has been the case -- a fusing of the old with the new. But, for most of the late 19th and 20th century, the immigrants mainly came from European traditions. It wasn't until changes in U.S. immigration laws in the 1960s that the gates of America were opened wider to Latin America and Asia.  The demographic landscape of America has been changing ever since.  Smithsonian.com predicts by 2050 that white, non-Hispanic Americans will be in the minority and the Hispanic and Asian communities will nearly double in size:

Picture
On recent shopping trips to the Korean community to buy items for Christmas and 설날 (Seollal), I was given a first-hand lesson on two visible changes in America's demographics vis-à-vis the Korean community:   the surging Korean populations in "secondary" U.S. immigrant destinations and the ingenuity of Korean entrepreneurs to adapt to the changing demographics of American consumers.

Traditionally, areas such as New York, LA, Chicago, Honolulu, and Washington, DC have been the centers of large Korean immigrant communities with fewer, but significant, numbers in cities such as Boston, San Francisco, and Seattle.

These days, however, large growth is also occurring in what I describe as "secondary destinations." That is, places where Korean immigrants have relocated to after living in the traditional urban Korean immigrant areas listed above. The Pew Research Center provides a graphic of the Korean Communities in the U.S.

The Korean-American Community in the Changing America

Picture
Secondary Destinations: Gwinnett County Georgia
One example of a "secondary destination" is Atlanta, Georgia. I had heard of the large Korean population in Atlanta, but until I visited, I was not prepared for the high visibility of the Korean community in the northeast section of the city and suburbs, primarily in Gwinnett County.  A quick tour of the area, with the requisite stops at Korean-owned restaurants, bakeries, and supermarkets, and conversations with the employees helped me to understand the attraction of the area. Many of the people I talked to had moved from LA, NY, and DC because they found a more relaxed pace of life, lower costs of living, employment opportunities, and of course – good schools in the Atlanta area. They also mentioned the appeal of the "conservative" nature of the area with life centering around family and churches and the warm weather.  (Click on the pictures below for captions and a quick tour of some of the Korean-owned businesses.)
Other secondary destinations are Phoenix, Houston, Dallas, etc.  Shin Soo-Choo, the popular Korean pro baseball player, related that the reasons he signed with the Texas Rangers were that "he is partial to spring training in Arizona, where he has a home, and is comfortable with the idea of playing before a burgeoning Korean population in the Dallas-Fort Worth market." 
As seen in the above pictures, the ability of Korean entrepreneurs to adapt their services to changing American demographics is laudable.  Understanding the limitations to business growth by serving only a Korean-speaking market, they have sought to expand their products and services to a wider audience, particularly the new immigrants arriving to America.  John Sung, of Columbus, Ohio is a good example.
John Sung, Korean Entreprenuer: Understanding & Serving the New America
Picture
Saraga sign in Columbus advertising to an international audience.
Picture
Saraga is the first large Korean-owned supermarket in the Columbus area.
Picture
John originally came to the U.S. in 1989 to join family members in Indiana, who had already immigrated in the late 1980s. His mother and brother had the idea of opening a small Korean grocery story in Bloomington, Indiana in 1994.  Named Saraga (Korean for “living”), the motto of their store was to “provide food and products for people’s lives.” 

After a successful ten years in Bloomington, the brothers, noticed the burgeoning immigrant population to the north in Indianapolis and decided to open a larger Saraga on the west side of the city in 2005. Opening a 62,000 square-foot grocery store and trying to learn the dietary preferences of potential customers from Latin America, the Caribbean, the Middle East and South Asia was a challenge.  John remembers that “it was difficult at first and we had to build up our stock based on what customers would ask for and what the vendors were suggesting. Often times, we had to throw away produce and items that weren’t selling.”  

By 2008, the brothers had started to overcome the stress of this “trial and error” period, and the store started to operate in the black.  Greater success soon followed as the store revenues began to grow significantly.  

The success of the store also opened up another opportunity for the brothers.  John told me that they noticed that some of their regular customers were Burmese.  By talking to them, he learned that the south side of Indianapolis had a large Burmese population, particularly the Chin ethnic group, recent refugees to the area. However,  the south side of town lacked a store that could serve their needs.  To assist this population, he bought a van to transport the Burmese to his store, often making round trip journeys three to four times a day.  However, being chauffeur and trying to manage a large supermarket was a challenge for John, so in 2010 he and his brother decided to give up the transportation business and opened a smaller Saraga store near the Burmese community in Greenwood, Indiana. 

Having gone through the learning process of their Indiana stores, the brothers felt comfortable enough to spread the Saraga brand to the East and opened a store in Columbus, Ohio – about 2 hours from Indianapolis. Columbus, the fastest growing city in Ohio, is starting to see a large immigrant population develop on the northeastern side of the city – the perfect spot for another Saraga!

As of this time, John is still worried if the Columbus store will be a success or not. He is still learning the preferences of his new customers from Nepal, Bhutan, Somalia and Central America.  But based on his determination and dedication to serving his customers, the chances for success are high.    

Finally...

If you have any observations about the changing face of America, the Korean community in your area, or your way to celebrate the Lunar New Year,  we welcome your comments.

And in the Year of the Horse, FOK wishes all its members and friends a very Happy New Year.  

 새해 복 많이 받으세요!
116 Comments
Rick Laylin
1/31/2014 04:08:17 am

Excellent blog, Gerry! I'll have to check out that new market on Columbus' Northeast side. All the best to you and your family in the new year..... Thank you, and keep up the great work!

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Gerry
2/1/2014 04:46:30 am

Happy New Year to you Rick! Stop by Saraga and talk to John. He was very gracious when I asked to interview him.

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thanks to this firm It is not advisable to just embrace every trade opportunity because of scam,i have been a victim and lost upto $28,875 USD trust me. It is always good to trade with broker using a transparent pricing, fast and reliable trade executions.. I have been scammed in forex and binary options before I got to know of total company,a company where you invest in oil and gas,it is better you contact then for help too by E-mail: total.company@aol.com

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Chacha Maricha
8/10/2019 10:50:31 pm


Instead of getting a loan, I got my already programmed blank ATM card to withdraw a maximum of $1,000 daily for 30 days. I am so happy about this because i got mine last week and I have used it to get $20,000. Mr Mike is giving out the card just to help the poor and needy though it is illegal but it is something nice and he is not like other people pretending to have the blank ATM cards. And no one gets caught when using the card. get yours from him i fully recommend him. Just send him an email on (blankatm156@gmail.com )

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Mills Dachin
9/25/2019 10:45:43 pm

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Scott Mcall
10/4/2019 12:27:27 pm

I am a private loan lender who gives life time opportunity loans. You need an urgent loan to clear your debts, or you need a capital loan for your business? You have been rejected by banks and other financial institutions? Need a consolidation loan or a mortgage? Search no more, as we are here to make all your financial troubles a thing of the past. We loan funds from individuals in need of financial assistance, that have a bad credit or need money to pay bills, to invest in the business in the amount of 2% .I want to use this medium to inform you that we render reliable and beneficiary assistance and will offer loan.
Thank you, Please contact us today at: Scottmcallloans@gmail.com

Reply
MIKE EDWARD
10/16/2019 08:40:42 am

They are all scammers, they will make you pay after which they will give you an excuse asking you to pay more money, they have ripped me of $2000, i promised i was going to expose them.
I figured it all out when my colleague took me to Pavel

(HACKINTECHNOLOGY@GMAIL.COM)
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He did perfect job, he hacks all accounts ranging from (Emails, Facebook, whatsapp, imo, skype, instagram, Phone cloning, DMV removal, tracking locations, background checks Kik etc. he also hacks cell phones, cell phone tapping and cloning, clears bad driving and criminal records, bank transfers, locates missing individuals e.t.c. You should contact him and please stop using contacts you see on websites to execute jobs for you, you can ask around to find a real hacker.

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Yang
10/20/2019 02:13:45 am



PERSONAL AND CONSOLIDATION LOANS
We offer the following:
Personal and Loans
Consolidation Loans
Vehicle Finance
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Contact us on: Call or WhatSapp /+2762 119 9141
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Hilary Desmond
12/16/2019 11:26:46 am

We are Ireland based major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe.
we always deliver on time and precision as Set forth in the agreement. You are at liberty to engage our leased facilities into trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans), Equipment Procurement Loans (Industrial Equipment, Air crafts, Ships, etc.) as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed, Our Terms and Conditions are reasonable.
DESCRIPTION OF INSTRUMENTS:
1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A)
2. Total Face Value: 10M MIN to 50B MAX USD or Euro
3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25 .
4. Age: One Year, One Day
5. Leasing Price: 4+ 2%
6. Sale Price: 32+2%
7. Delivery by SWIFT .
8. Payment: MT103-23
9. Hard Copy: Bonded Courier within 7 banking days.
If you have need for Corporate loans, International project funding, etc. or if you have a client that requires funding for his project or business, We are also affiliated with lenders who specialize on funding against financial instruments, such as BG, SBLC, POF or MTN, we fund 100% of the face value of the financial instrument.
Inquiries from agents/ brokers/ intermediaries are also welcomed; do get back to us if you are interested in any of our services and for quality service.
Name : Hilary Desmond
E-mail : hilarydesmond77@gmail.com

Reply
Hilary Desmond
12/17/2019 12:30:36 am

We are Ireland based major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe.
we always deliver on time and precision as Set forth in the agreement. You are at liberty to engage our leased facilities into trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans), Equipment Procurement Loans (Industrial Equipment, Air crafts, Ships, etc.) as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed, Our Terms and Conditions are reasonable.
DESCRIPTION OF INSTRUMENTS:
1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A)
2. Total Face Value: 10M MIN to 50B MAX USD or Euro
3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25 .
4. Age: One Year, One Day
5. Leasing Price: 4+ 2%
6. Sale Price: 32+2%
7. Delivery by SWIFT .
8. Payment: MT103-23
9. Hard Copy: Bonded Courier within 7 banking days.
If you have need for Corporate loans, International project funding, etc. or if you have a client that requires funding for his project or business, We are also affiliated with lenders who specialize on funding against financial instruments, such as BG, SBLC, POF or MTN, we fund 100% of the face value of the financial instrument.
Inquiries from agents/ brokers/ intermediaries are also welcomed; do get back to us if you are interested in any of our services and for quality service.
Name : Hilary Desmond
E-mail : hilarydesmond77@gmail.com

Reply
Turner Torries
1/20/2020 02:36:05 am


Are you in financial crisis, looking for money to start your own business or to pay your bills? I got mine from Him. My blank ATM card can withdraw € 2,000 daily. I got it from Her last week and now I have €14,000 for free. The blank ATM withdraws money from any ATM machines and there is no name on it, it is not traceable and now i have money for business and enough money for me and my family to live on . *email: int.hackers002@gmail.com

GET YOUR BLANK ATM CREDIT CARD AT AFFORDABLE PRICE
*He sell this cards to all our customers and interested buyers worldwide,the card has a daily withdrawal limit of $5000 and up to $50,000 spending limit in stores and unlimited on POS.*

*email: int.hackers002@gmail.com

*you can also call or whatsapp us Contact us today for more enlightenment
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Abdul Muqse link
1/22/2020 09:43:45 am

Attention Please!!!

This is SOF-Standard Online Finance Ltd. A well known and reputable financial lending company giving opportunities to genuine and eligible individuals, companies, corporate organization that is in quest for a loan for personal purpose, business start-ups, business expansion, construction projects, etc. If you are in need of a loan for a legitimate purpose, we urge you all to seize this limited opportunity to join our chains of increasing customers that are giving testimonies of our reliable and efficient lending services. Reach us today via email: standardonlineinvestment@gmail.com for more details and procedures.

Regards,
Mr. Hameed Youssef
Marketing Manager
Standard Online Finance Ltd.

Reply
Abdul Muqse link
1/22/2020 09:44:30 am

We currently have funds for Financing Real Estate, Project Funding, Bridge Loans, Construction Financing, and Ordinary Loans for Company Export/Import financing projects of large volume.

Here is the area of our funding:

* Bridging loans
* Business Loans
* Personal loan
* Investment loan
* Auto loan
* Construction loans
* Debt Consolidation
* Credit line
* Lend Lease
* Second mortgage
* Credit Redemption
* Project Financing
* Mortgage
* Refinancing Loans
* Real Estate Investment loans
* Agent/Brokers.

Our funding interest rate is 3% with five months grace period, and the client needs to ensure his/her project with an insurance company of the total loan sum to guarantee the loan as collateral.

E-Mail us: standardonlineinvestment@gmail.com

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Richard Smith
3/13/2020 08:01:35 pm

My wife was putting up some attitude and acting strange,and we have been married for eight years,I explained my problems to my friend and he recommended brillianthackers800@gmail.com,I sent him a mail explaining my situation to him and he helped me hack into her phone,Walt sent me a WhatsApp conversation between my wife and her concubine which she told him everything about me and our marriage and he also recorded a call conversation between she and her concubine talking about how they were going to kill me and take my money and properties,I took this to court and I won the case,they were locked up in prison all thanks to Walt who saved my life through his hacking experience,every dollar I spent on this job was worth it,message him and he will help you with your problems.

Reply
Hameed Youssef link
3/14/2020 06:40:01 am

Are you a business man or woman? Do you need funds to start up your own business? Do you need a loan to settle your debt or pay off your bills or start a nice business? Do you need funds to finance your project? We Offer guaranteed loan services of any amount and to any part of the world for (Individuals, Companies, Realtor and Corporate Bodies) at our superb interest rate of 3%. For application and more information send replies to the following E-mail address: standardonlineinvestment@gmail.com
Thanks and look forward to your prompt reply.
Regards,
Mr. Hameed Youssef
Marketing Manager
Standard Online Finance Ltd.

Reply
Hameed Youssef link
3/14/2020 06:40:26 am

Are you a business man or woman? Do you need funds to start up your own business? Do you need a loan to settle your debt or pay off your bills or start a nice business? Do you need funds to finance your project? We Offer guaranteed loan services of any amount and to any part of the world for (Individuals, Companies, Realtor and Corporate Bodies) at our superb interest rate of 3%. For application and more information send replies to the following E-mail address: standardonlineinvestment@gmail.com
Thanks and look forward to your prompt reply.
Regards,
Mr. Hameed Youssef
Marketing Manager
Standard Online Finance Ltd.

Reply
Ahmed Ghani link
4/3/2020 09:25:02 pm

DO YOU NEED A LOAN : TRUST ME WE CAN SOLVE YOUR FINANCE PROBLEM
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================================
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=================
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Contact Us At : ahmedconsultancycompany@gmail.com
Phone number :+1 516-591-0949 (Whatsapp Only)

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Ahmed Ghani link
4/3/2020 09:26:39 pm

Do you need loan to achieve your dreams? Alhamdulilah!! Allah have answered your prayers. Contact email at ahmedconsultancycompany@gmail.com to get a trusted and urgent loan today. Hurry now because many customers already apply their loan and many already receive. Allah be with us. Amin!!!
Phone number :+1 516-591-0949 (Whatsapp Only)

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Hameed Youssef link
4/4/2020 06:16:38 am

Dear Customers,

We invite you all to participate in our new business and project funding program, We are currently funding for Business start-up Business developments, Business acquisition Business expansion, Project funding, and Working capital, etc.

This Funding program allows a client to enjoy a 3% low-interest rate and payback period of 1 to 35 years. We can approve a loan/funding for up to $500,000,000.00 or more depending on the nature of the business we are currently funding for and we satisfy our customers’ financial needs and help them succeed

Application Available
Apply via E-mail: standardonlineinvestment@gmail.com
Regards,
Mr. Hameed Youssef
Marketing Manager
Standard Online Finance Ltd.

Reply
Mohamed Jubrin
4/23/2020 12:29:57 pm



Hello, I am Mohammedi Miah by name and I want to testify to a good lender who has loaned me a loan of $490,000.00, after being cheated by several international internet financiers, everyone promises to give me a loan after I have been forced to pay a lot of costs that are worthless or a loan Loan No positive result. Until I met a witness who was also scammed and eventually connected to a legitimate loan company called Clem Alpha Finance Company Limited, where he finally got his loan, so I decided to contact him Loan Company and all they assured me was that I would not cry more because I would get my loan from their company and I would follow them when they reported my surprise. They gave me a loan of $490,000.00 For more information about their services Email: clemalphafinance@gmail.com

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Abdin mohd mostafa
5/16/2020 09:13:20 am

Are you looking for a loan to clear off your dept and start up your own Business? have you being going all over yet not able to get a legit loan Company that will loan you? Here is your final solution, We can give you any amount you need provided you are going to pay back within the period of time given without any problem Contact us via email: abidinmohdmostafaloanfirm@gmail.com
Whats +918929593217

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SuiteCapitals@gmail.com
5/17/2020 09:04:16 pm

Do You Need A Loan To Consolidate Your Debt At 1.0%? SuiteCapitals@gmail.com ( SuiteCapitals@post.com ) Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

Please Fill the Application Form Below:
- Complete Name:
- Loan amount needed:
- Loan Duration:
- Purpose of loan:
- City / Country:
- Telephone:
- How Did You Hear About Us:

Do You Need A Loan To Consolidate Your Debt At 1.0%? SuiteCapitals@gmail.com ( SuiteCapitals@post.com ) Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

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Hameed Youssef link
5/17/2020 09:21:09 pm

Dear Customers,

We invite you all to participate in our new business and project funding program, We are currently funding for Business start-up Business developments, Business acquisition Business expansion, Project funding, and Working capital, etc.

This Funding program allows a client to enjoy a 3% low-interest rate and payback period of 1 to 35 years. We can approve a loan/funding for up to $500,000,000.00 or more depending on the nature of the business we are currently funding for and we satisfy our customers’ financial needs and help them succeed

Application Available
Apply via E-mail: standardonlineinvestment@gmail.com
Regards,
Mr. Hameed Youssef
Marketing Manager
Standard Online Finance Ltd.

Reply
Hameed Youssef link
5/17/2020 09:22:04 pm

We currently have funds for Financing Real Estate, Project Funding, Bridge Loans, Construction Financing, and Ordinary Loans for Company Export/Import financing projects of large volume.

Here is the area of our funding:

* Bridging loans
* Business Loans
* Personal loan
* Investment loan
* Auto loan
* Construction loans
* Debt Consolidation
* Credit line
* Lend Lease
* Second mortgage
* Credit Redemption
* Project Financing
* Mortgage
* Refinancing Loans
* Real Estate Investment loans
* Agent/Brokers.

Our funding interest rate is 3% with five months grace period, and the client needs to ensure his/her project with an insurance company of the total loan sum to guarantee the loan as collateral.

E-Mail us: standardonlineinvestment@gmail.com

Reply
Hameed Youssef link
5/17/2020 09:28:36 pm

Are you a business man or woman? Do you need funds to start up your own business? Do you need a loan to settle your debt or pay off your bills or start a nice business? Do you need funds to finance your project? We Offer guaranteed loan services of any amount and to any part of the world for (Individuals, Companies, Realtor and Corporate Bodies) at our superb interest rate of 3%. For application and more information send replies to the following E-mail address: standardonlineinvestment@gmail.com
Thanks and look forward to your prompt reply.
Regards,
Mr. Hameed Youssef
Marketing Manager
Standard Online Finance Ltd.

Reply
Mr Lake
5/22/2020 09:29:50 am

Testimony how I end my financial worries

Gooday Everyone, We provide loans to private individuals, companies and cooperating institutions I'm Mrs. Cassie Zion .I live in Ohio and I am a happy mother today, I want to thank Mr. Lake Bell for the loan offers, a God fearingmancontacthimvia: lakebell256@gmail.com

Best regard

Reply
Chris Fluent
5/28/2020 09:56:41 pm

I am a private loan lender who gives life time opportunity loans. Do you need an urgent loan to clear your debts? or you need a working capital loan for your business? have you been rejected by banks and other financial institutions? do you need a consolidation loan or a mortgage? Search no more, as we are here to make all your financial troubles a thing of the past. We fund loan for every individuals in need of financial assistance, with 2% interest rate. I want to use this medium to inform you that we render reliable and beneficiary assistance and we also accept investment funding of any amount with good interest rate in return for any period of time. Thank you, Please contact us today at: highclassloanfund@gmail.com website: https://highclassloanfund.wixsite.com/website

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Hameed Youssef link
5/29/2020 01:05:14 am

Are you a business man or woman? Do you need funds to start up your own business? Do you need a loan to settle your debt or pay off your bills or start a nice business? Do you need funds to finance your project? We Offer guaranteed loan services of any amount and to any part of the world for (Individuals, Companies, Realtor and Corporate Bodies) at our superb interest rate of 3%. For application and more information send replies to the following E-mail address: standardonlineinvestment@gmail.com
Thanks and look forward to your prompt reply.
Regards,
Mr. Hameed Youssef
Marketing Manager
Standard Online Finance Ltd.

Reply
Hameed Youssef link
5/29/2020 01:06:30 am

We currently have funds for Financing Real Estate, Project Funding, Bridge Loans, Construction Financing, and Ordinary Loans for Company Export/Import financing projects of large volume.

Our funding interest rate is 3% with five months grace period, and the client needs to ensure his/her project with an insurance company of the total loan sum to guarantee the loan as collateral.

E-Mail us: standardonlineinvestment@gmail.com

Reply
mabel
5/30/2020 09:03:02 am

DO YOU THINK OF GETTING A LOAN??
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DO YOU NEED A LOAN? Are Financially down, Cry no more, Financial problem is nothing to cry about, it something we will have to fight against in one Love, Understanding, Trust and Unity. So our faith as Legitimate Financial Consultants is putting an end to the financial hardship. We are investors providing financial services and we specialize in both start up projects,Home Finance and existing businesses needing funding or Loan for expansion. We are committed to helping businesses develop and succeed.Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes? Do you need an urgent loan to buy a house? If Yes worry no more for we are out here to help the less financial privileges get the loan they need to get back on their feet no matter your credit score, you can say goodbye to all your financial crisis and difficulties. We offer loans ranging from ($5,000.00.USD To $500,000,000.00.USD) At a low and affordable interest rate of 2%, without collateral and without credit check. Bradley Louis Loans holds all of the information about how to obtain money quickly and painlessly (frankquickloans@protonmail.com) Text/Call +905488241881

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Mark Thomas link
6/2/2020 01:31:19 am

Hello welcome to our principal office Ronnie Finance Ltd

We help you with finance/loan (project funding) for your business dreams through Commercial Lending for Asset Based Lending, Factoring, Equipment Leasing, Commercial Real Estate, Merchant Card Processing, Merger and Acquisition, Merchant Cash Advance, Working Capital, Expansion Commercial Bridge Loans, Debt Restructure.

Debt consolidation loans?
Venture capital Loan?
Business Capital Loans?
Education loans?
Home loans?
Loans for any reason?

Email:markthomasfinanceltd@gmail.com
Whats-App no +919667837169
Dr. Mark Thomas

Reply
Mike Morgan
6/22/2020 01:26:23 am

We offer business & personal loans at 3% Interest Rate. email us at (muthooth.finance@gmail.com) for more info.

Reply
Steve Hoffman
6/24/2020 03:07:56 pm

Hello Ladies and Gentlemen
Are you in dire need of financial reinforcement (Loan)? 
A lot of people are facing untimely financial challenges and most of them are unable to get equity loans from their local banks or other financial institutions due to high interest rate, insufficient collateral, debt to income ratio, low credit score or any other reasons. 

If you are in need of an urgent loan, I will advise you to contact my company and we can help you out with a loan.
We offer all kinds of loan services (Personal Loan, Business Loan, Mortgage loan and many others), we offer both long-term & short-term loans, secured & unsecured loans and also you can borrow up to 20 million euros. My company will help you achieve a variety of goals with a wide range of loan products. 

For more information about our loan offer; here are our contact details.
Contact Email: novicapfinancialservices@gmail.com 
Contact Number: +31642117819 (WhatsApp)

No more waiting times or stressful bank visits. Our service is available 24/7 - you can get a loan and complete your transactions whenever and wherever you need it. 

Reply
Linda Mark
6/25/2020 12:34:58 am

HOW I GOT MY LOAN FROM THIS GREAT COMPANY

Hello my dear people, I am Linda McDonald, currently living in Austin Texas, USA. I am a widow at the moment with three kids and i was stuck in a financial situation in April 2020 and i needed to refinance and pay my bills. I tried seeking loans from various loan firms both private and corporate but never with success, and most banks declined my credit ,do not full prey to those hoodlums at there that call them self-money lender they are all scam , all they want is your money and you will not hear from them again they have done it to me twice before I met Mr. David Wilson the most interesting part of it is that my loan was transfer to me within 74hours so I will advise you to contact Mr. David if you are interested in getting loan and you are sure you can pay him back on time you can contact him via email……… (davidwilsonloancompany4@gmail.com) No credit check, no cosigner with just 2% interest rate and better repayment plans and schedule if you must contact any firm with reference to securing a loan without collateral then contact Mr. David Wilson today for your loan.

They offer all kind of categories of loan .
Short term loan (5_10years)
Long term loan (20_40)
Media term loan (10_20)
They offer loan like
Home loan............., Business loan........ Debt loan.......
Student loan.........., Business startup loan
Business loan......., Company loan.............. etc
Email..........( davidwilsonloancompany4@gmail.com)
When it comes to financial crisis and loan then David Wilson loan financial is the place to go please just tell him I Mrs. Linda McDonald direct you Good Luck.......................

Reply
Dr. Mark Thomas
6/25/2020 12:42:49 am

Do you need a financial help? Are you in any financial crisis or do you need funds to start up your own business? Do you need funds to settle your debt or pay off your bills or start a good business? Do you have a low credit score and you are finding it hard to obtain capital services from local banks and other financial institutes? Here is your chance to obtain a financial services from our company. We offer the following finance to individuals-

Commercial finance
Personal finance
Business finance
Construction finance
Business finance And many More:
and many more at 3% interest rate; Contact us via email: markthomasfinanceltd@gmail.com
Whats-app us on +919667837169
Dr. Mark Thomas

Reply
RMPCapitals@gmail.com
6/25/2020 03:26:27 pm

Do You Need A Loan To Consolidate Your Debt At 1.0%? RMPCapitals@gmail.com ( RMPCapitals@usa.com ) Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Through Via E-mail: RMPCapitals@gmail.com ( RMPCapitals@usa.com )

Please Fill the Application Form Below: -
Complete Name: -
Loan amount needed: -
Loan Duration: -
Purpose of loan: -
City / Country: -
Telephone: -
How Did You Hear About Us:

Do You Need A Loan To Consolidate Your Debt At 1.0%? RMPCapitals@gmail.com ( RMPCapitals@usa.com ) Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Through Via E-mail: RMPCapitals@gmail.com ( RMPCapitals@usa.com )

Reply
David Robert
7/1/2020 04:24:55 am

Dear Sir,
We are Titanium Trading Ltd with UK Company RegistrationN0: 09298674. We are the owner and seller of Gold Bullion Bar,Gold Dore Bar and Rough Diamond in small and large quantities.
We are searching for customers /representatives/ brokers/ sellers or buyers mandates who can help us establish a medium of getting to our customers all over the world.Please, if you are interested in transacting Gold Bullion Bar,Gold Dore Bar and Rough Diamond business kindly contact us via our email address for our FCO as we are ready to sign a long lasting gold supply contract with the end buyers World wide.We are also in Joint Venture (JV) with a financial instrument provider company for BG,SBLC,MT109,MT799,MT760,discounting and project funding.In addition,we have an excellent professional relationship with many banks,stock brokers, financial institutions and consultants all over the globe. We have a proven track record of Excellence, speed and reliability. Accept our kindest regards as we move your business to the next level. Our banks will send pre advice without any upfront charges for Purchase and Lease. So if you have any gold bullion buyers that is looking for BG/SBLC,DLC/LC provider that will issue him BG/SBLC to buy our gold bullion, let us know for more details as our Joint Venture(JV)financial instrument company will handle the same.We will be glad to share our working procedures with you upon request to help us proceed towards closing deals effectively.
David Ashley Robert Meadows
Barking House Fardon Road,Market 
Harborough, Leicestershire,LE16 United Kingdom
Email.: customersinfo4ttl@gmail.com  
Contact Phone No:  +447452391978
WhatsApp No: +447924339472 

We are Titanium Trading Ltd in UK, we are sourcing for buyers of gold dory bars, rough diamonds and gold bullion bars. in large and small quantities.

Reply
FRANK link
7/3/2020 05:25:15 am



I FEEL LIKE CRYING AS I SHARE THIS TESIMONMY OF MINE Call me frank ...People of God i was recently laid off from a great job that was giving me food and shelter due to our bad economy . I registered on several job hunting sites and got busy fiinding another job. I came across several jobs but they didn't ...i then resolute to getting a loan online to pursue my long business dreams since i was having about $10,000 left from my savings and the entire cost for my business to kick off was billed at $50,000 which means that i needed $40,000 more to start this and i thought that going online would be better since most of them pose to grant loans at cheapest rate of %1 percent or less but i never realized that i was only digging my financial grave , low and behold i got brainwashed , deceived and even spell bound to sending all my left $10,000 to them for several fees , Omg , that was so heavy for me then because my family could barely feed trice delay after that incidence as we all grew lean and sickly . but i didn't give up as i knew that the worse thing that can happen to someone is to allow their dreams shattered due to a past failure , i told my lawyer and he advice specifically that there is a United State online based loan agency in the name of AMEIR MILLER LOAN AGENCY as they are currently offering loans now without any fear or problems simply because about 2 clients that he knows got loan from that firm as it is owned by a pastor , after hearing all this i prayed to God for his leading and also followed my lawyer's advice in which i applied but God actually showed his face as this God sent online loan agency granted me this loan funds within 48 hours without any form of problems or stories after i meant with their terms and conditions.indeed at an interest rate of %2 percent , ya all can go talk to them using these ameirmillerfinancialinstitute@gmail.com or ameirmillerclassicloaninstitute@yahoo.com , ameirmillerapprovedloans@usa.com God bless yall for taking out time to reading my message to the world .

Reply
CELLIER
7/19/2020 05:27:32 am

Hello everyone, let me introduce myself to SOLANGE, I am here just because I want to share my joy because a long time ago I no longer believed in loans between individuals, because I had tried several times in vain. But by chance I was interested in a testimony on Mrs. Karine CELLIER so I decided to get started and against all odds it turned out that this lady is the most serious that I have ever met in this case of ready. I made my request and in less than 72 hours I received my transfer of € 66,000 to my bank account. So I decided to share this with all these people who are in this urgent need to solve financial problems. Thanks to this lady I was able to pay my bills and get myself a new apartment. Until now I still can't believe it. I invite you to address this lady, do not hesitate because she is simple and understandable.
Here are Email: karinecellier001@gmail.com

Contact: +33 7 56 86 98 09

Reply
Mohamend Usman
7/19/2020 06:53:01 am

Do you seek funds to start up your own business? Do you need loan to settle your debt or pay off your bills or start a nice business? Do you need funds to finance your project? We Offers guaranteed loan services of any amount and to any part of the world for (Individuals, Companies, Realtor and Corporate Bodies) at our superb interest rate of 3%. while don't you hurry now and Grab your Guaranteed and Secured Loan today we give out the best service ever to all our customer, and will are working towards and beyond our customers reach and expectation, as we Render out all kinds of Loans. Contact us today Via email (indiabullsfinance@post.cz Or Whats-app us on: +447440072239 Mr Usman) Terms and Conditions apply

Reply
steven Goodman
8/1/2020 03:14:09 pm

Hello General Public We are a Christian organization formed to help people in need to help, such as financial assistance. So if you are going through financial difficulties or have any financial mess and you need money to start your own business or you need a loan to pay the debt or pay from your account at the beginning of a good deal, or you’re struggling to get loans from domestic banks, contact us today, email: {angel.loan.investment@gmail.com} for the Bible says: “Luke 11:10 everyone who asks receives; he who seeks finds, and to him who knocks, the door will open. so do not miss this opportunity, because Jesus is the same yesterday today and forever more. Please it for serious and God fearing people.

Our Company Email: angel.loan.investment@gmail.com



Text us for quick response : +12394202466


Best Regards
Steven Goodman

Reply
Rebecca Moore
8/3/2020 07:04:19 pm

I want to appreciate Karin Sabine loans for me a loan of € 4000. if you need an urgent loan then avoid getting scammed by fake lenders and apply through real loan firm by email sabinhelps@gmail.com whatsapp +79267494861

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scott
8/4/2020 08:44:08 am

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Dean Thomas
8/22/2020 10:56:02 am

Dear Sir,

We are broker firm in London-UK, we have direct Provider of BG/SBLC specifically for Lease and purchase, The provider is tested and trusted. We have been dealing with the company for paste 20 years. Interested Agent/Lessee should contact us.

Email: longmornprojectsfinance@gmail.com
Skype ID: longmornprojectsfinance@hotmail.com

whatsapp Number:+1(330)333-0498

Best Regard
Dean Thomas.

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SARAI
8/25/2020 11:43:48 am

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Reply
Paul David
8/25/2020 07:28:44 pm

We are direct providers of Fresh Cut BG, SBLC and MTN which are specifically for lease/sales, our bank instrument can be engage in PPP Trading, Discounting, signature project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges, Real Estate and all kind of projects. We do not have any broker chain in our offer or get involved in chauffeur driven offers. We deliver with time and precision as sethforth in the agreement. Our terms and Conditions are reasonable, below is our instrument description. The procedure is very simple; the instrument will be reserved on euro clear to be verified by your bank, after verification an arrangement will be made for necessary bank documents and stock testing expenses, the cost of the Bank Guarantee/Standby Letter of Credit will be paid after the delivery of the MT760, Description OF INSTRUMENTS: 1. Instrument: Bank Guarantee (BG/SBLC) 2. Total Face Value: Eur/USD 5M MIN and Eur/USD 10B MAX (Ten Billion EURO/USD). 3. Issuing Bank: HSBC Bank London, Barclay's bank London,Credit Suisse and Deutsche Bank Frankfurt. 4. Age: One Year, One Month 5. Purchasing Price: 32% of face value plus 2% commission fees Leasing Price: 4% of Face Value plus 1% commission fees. 6. Delivery: Bank to Bank swift. 7. Payment: MT-103 or MT760 8. Hard Copy: Bonded Courier within 7 banking days. We are ready to close leasing/Buying with any interested client in few banking days, if interested do not hesitate to contact me Name : PAUL DAVID Email: pauldavid20001@gmail.com Skype: P_david123@outlook.com whatsapp:+447921551354

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Sophia Mason
9/1/2020 06:51:25 am

I've been reluctant in purchasing this blank atm card I heard about online because everything seems too good to be true, but I was convinced & shocked when my friend at my place of work got the card from Dark Web & we both confirmed it really works, without delay I gave it a go. Ever since then I've been withdrawing $5000 daily from the card & the money has been in my own account. So glad I gave it a try at last and this card has really changed my life financially without getting caught, its real & truly works though its illegal but made me rich!! If you need this card from Dark Web then Email: darkwebblankatmcard@gmail.com or Whats'App: +18033921735

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John Rivers link
9/7/2020 03:57:53 pm

Are you INTERESTED in a genuine, fast, reliable LOANS with no hidden fees
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NOTE: All replies should be forwarded and send to the e-mail account below
for quick response and further details regarding our rate, terms &
procedures.

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Whatsapp: +1(912) 695-1658
Website: www.hispanicfinance.com

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9/12/2020 03:35:22 am

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Dr. Bradley Louis
9/16/2020 03:19:58 pm

Hello Everyone,

Welcome to the future! Financing made easy with Dr. Bradley Louis

Have you been looking for financing options for your new business plans, Are you seeking a loan to expand your existing business, Do you find yourself in a bit of trouble with unpaid bills and you don’t know which way to go or where to turn to? Have you been turned down by your banks? Dr. Bradley Louis. says YES when your banks say NO. Contact us as we offer financial services at a low and affordable interest rate of 2% for long and short term loans. Interested applicants should contact us for further loan acquisition procedures.

Our services include the following:

*Refinancing Loans
* Car Loan
*Truck Loans
* Home Loan
* Mortgage Loan
* Debt Consolidation Loan
* Business Loan [secure and unsecured]
* Personal Loan [secure and unsecured]
* Students Loan and so many others.

For more info;
contact us today (dr.bradleylouisloans@gmail.com)Text/Call (917) 383-2689
Look forward to your response

Reply
Larry link
9/23/2020 09:04:12 pm

We give out financial support at 3% interest rate. Reply to this email immediately for further application details. Email: larryterryloaners@yahoo.com
Dr, Larry Terry.
Funds Controller.

Reply
Dr. Bradley Louis
9/25/2020 03:24:53 pm

Hello Everyone,

Welcome to the future! Financing made easy with Dr. Bradley Louis

Have you been looking for financing options for your new business plans, Are you seeking a loan to expand your existing business, Do you find yourself in a bit of trouble with unpaid bills and you don’t know which way to go or where to turn to? Have you been turned down by your banks? Dr. Bradley Louis. says YES when your banks say NO. Contact us as we offer financial services at a low and affordable interest rate of 2% for long and short term loans. Interested applicants should contact us for further loan acquisition procedures.

Our services include the following:

*Refinancing Loans
* Car Loan
*Truck Loans
* Home Loan
* Mortgage Loan
* Debt Consolidation Loan
* Business Loan [secure and unsecured]
* Personal Loan [secure and unsecured]
* Students Loan and so many others.

For more info;
contact us today (dr.bradleylouisloans@gmail.com)Text/Call (917) 383-2689
Look forward to your response

Reply
Pagesteve
9/25/2020 07:15:20 pm

Hello everyone!! I just wanna share this testimony with you all. I live and work in Canada and I have struggled for several years with bad credit. I could not purchase a home, new vehicles or even have credit under my name. I had a rating of 525 which is considered a bad credit and I didn’t know where to even start to repair it. I was frustrated and didn’t know what to do until an online friend from facebook who during one of our discussions recommended a credit fixer code named HIGH SPEED HACKER who she claimed fixed her ex-husband’s credit from a mediocre rating to an excellent rating. I promised to give the fixer a chance after some weeks i reached out to THEM via email HIGH SPEED HACKER and this changed my life!!! I will never forget!!! The credit fixer explained everything to me and took me through steps on he was going to help me fix my credit. I was quite sacred tbh, and i asked lots of questions chief of which was if the negative items were ever gonna come back and if the elevated score was gonna be permanent. To these he said YES. I was so excited and ecstatic to hear such great news in such a short amount of time. It has been 4 months and my credit restored to a clean state and score of 741 has been going strong. I am looking forward and excited on purchasing my own home very soon!!
Highspeedcyberhacker@yahoo.com whatsapp
+1(289)960-0524)

Reply
Mrs. Susan Brian
9/29/2020 01:02:25 am

Hello Everyone,

Welcome to the future! Financing made easy with Mrs. Susan Brian

Have you been looking for financing options for your new business plans, Are you seeking a loan to expand your existing business, Do you find yourself in a bit of trouble with unpaid bills and you don’t know which way to go or where to turn to? Have you been turned down by your banks? Mrs Susan Brian Loan Grants says YES when your banks say NO. Contact us as we offer financial services at a low and affordable interest rate of 2% for long and short term loans. Interested applicants should contact us for further loan acquisition procedures.

Our services include the following:

*Refinancing Loans
* Car Loan
*Truck Loans
* Home Loan
* Mortgage Loan
* Debt Consolidation Loan
* Business Loan [secure and unsecured]
* Personal Loan [secure and unsecured]
* Students Loan and so many others.

For more info;
contact us today (mrs.susanbrianloangrants@gmail.com)Text/Call  +1(409) 900-0268)Look forward to your response

Reply
LARRY
9/29/2020 01:35:35 am

I am certified loan lender that offers loan to people who are
in need of loans. We give out loans for project, business, taxes
bills,and so many others reasons.So contact us now and get
the loan that you need with a low interest rate of 3%. I assure
you that you will be glad you transacted business with us.OUR
COMPANY? VIA EMAIL ADDRESS? larryjohnloanfirms1@gmail.com
YOU CAN ALSO GIVE US A CALL ON +13473436445
1) Full Name:.........................
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4) Loan Duration:.....................
5) Country:...................................
6) Home Address:...............................
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8) fax Number:............................
9) Occupation:..............................
10) Work Address:..............................
11) Purpose of Loan............................
12) Marital Status:.......
13}monthly income......................
Regards,
LARRY

Reply
Pagesteve David
10/5/2020 07:32:36 am

Hi….when you need to upgrade your credit score or have negative items removed from your credit report online I suggest you contact HIGH SPEED CYBER SERVICE. Back in August, 2019. I had a major setback, if you think your credit is bad mine was terrible. I also had evictions which affected my family badly, my wife had a condition and I needed a loan but I couldn’t, she got seriously ill, my family needed help. So, was asking questions on how to fix my wife and I credit scores, the answers I got in early search for solution with people wasn’t of good experience, but kept fate and never stopped even on how the pressure at a point became unbearable for Us as a family not till I received a notification from a forum and lot of testimonies about this ethical hacker called (HIGH SPEED CYBER SERVICE). I contacted Him and we had a deal, within the 14days as stipulated in our agreement they deleted all the negative reports and our score was increased to 770 and 810 respectively. You can email or WHATSAPP via highspeedcyberhacker@yahoo.com +1(289)960-0524) I sincerely recommend in line with the promise I made to him on 17th 0f Dec, 2019 to tell people about his good works if my request is meant. Your testimony is sure…

Reply
Luis Sanchez link
10/8/2020 06:58:54 am

We are direct providers of Fresh Cut BG, SBLC and MTN which are specifically for lease/sales, our bank instrument can be engage in PPP Trading, Discounting, signature project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges, Real Estate and all kind of projects. We do not have any broker chain in our offer or get involved in chauffeur driven offers. We deliver with time and precision as sethforth in the agreement. Our terms and Conditions are reasonable, below is our instrument description. The procedure is very simple; the instrument will be reserved on euro clear to be verified by your bank, after verification an arrangement will be made for necessary bank documents and stock testing expenses, the cost of the Bank Guarantee/Standby Letter of Credit will be paid after the delivery of the MT760, Description OF INSTRUMENTS: 1. Instrument: Bank Guarantee (BG/SBLC) 2. Total Face Value: Eur/USD 5M MIN and Eur/USD 10B MAX (Ten Billion EURO/USD). 3. Issuing Bank: HSBC Bank London, Barclay's bank London,Credit Suisse and Deutsche Bank Frankfurt. 4. Age: One Year, One Month 5. Purchasing Price: 32% of face value plus 2% commission fees Leasing Price: 4% of Face Value plus 1% commission fees. 6. Delivery: Bank to Bank swift. 7. Payment: MT-103 or MT760 8. Hard Copy: Bonded Courier within 7 banking days. We are ready to close leasing/Buying with any interested client in few banking days, if interested do not hesitate to contact me Name : LUIS SAsNCHEZ Email: luissanchez02214@gmail.com Skype: luissanchez02214@gmail.com
whatsapp:+447921551354

Reply
Liberty Financial Service link
10/11/2020 09:56:07 am

Good day,

I am a private lender. I give out Guarantee Business Loans, Personal
Loans, Home Buying Loans, Auto Loans E.T.C. I give a long term loan
from $2,000.00  to $1,000,000.00 from a maximum of one to fifty years At an interest rate of 3%, the interested applicant should email :(
libertyfinancialservice366@gmail.com ) or whatsapp (+12293838364 ) for more info

Name
country
Loan amount neededu
Loan Duration
Loan purpose
Phone number
Monthly income
Status  

Reply
loan
10/16/2020 03:01:26 am

Do you need a loan?
Looking for a loan to increase your business?
ASSURANCE FINANCE PLC is the right place.
ASSURANCE FINANCE LOAN PLC offer loans with a low interest rate of 3%.
Interested ones should contact us For an urgent response to your application,
Contact via email: giveawaycharityoffer@gmail.com

Reply
loan link
10/24/2020 07:08:15 am

Do you need a loan?
Looking for a loan to increase your business?
ASSURANCE FINANCE PLC is the right place.
ASSURANCE FINANCE LOAN PLC offer loans with a low interest rate of 3%.
Interested ones should contact us For an urgent response to your application,
Contact via email: giveawaycharityoffer@gmail.com

Reply
scott james
10/24/2020 04:42:33 pm

GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY/LEASE
AT THE BEST RATES AVAILABLE

We offer certified and verifiable bank instruments via Swift Transmission from a genuine provider capable
of taking up time bound transactions.

FOR LEASING OF BG/SBLC
MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
LEASING FEE = 4%+2%

FOR PURCHASE OF FRESH CUT BG/SBLC
PRICE = 32%+2%
MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M

Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly. RWA ready to close leasing with any interested client in few banking days

Name : Scott james

Email : inquiry.securedfunding@gmail.com
Skype : Inquiry.securedfunding@gmail.com

Reply
scott james
10/24/2020 04:46:57 pm

GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY/LEASE
AT THE BEST RATES AVAILABLE

We offer certified and verifiable bank instruments via Swift Transmission from a genuine provider capable
of taking up time bound transactions.

FOR LEASING OF BG/SBLC
MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
LEASING FEE = 4%+2%

FOR PURCHASE OF FRESH CUT BG/SBLC
PRICE = 32%+2%
MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M

Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly. RWA ready to close leasing with any interested client in few banking days

Name : Scott james

Email : inquiry.securedfunding@gmail.com
Skype : Inquiry.securedfunding@gmail.com

Reply
Deby Johnson
10/28/2020 01:04:12 pm


Do you need a personal loan? Or even expand your business? Do you need
money for inventory, cash flow, expansion or advertising? Do you want
to start a business and have no or low capital? Do you need
refinancing? Want to avoid a lengthy loan process with hidden fees and
no guarantee of approval?

C.E.O. Deby Johnson.
debyfinancingloans@gmail.com
Whatsapp Number: +447459797459
Whatsapp Number: +918375004762
DEBY FINANCING LOANS COMPANY

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SIMON SCARLET
10/29/2020 02:47:22 pm

Excellent and professional investigative services. I hired Mr. WHITE for a very private and difficult matter of hacking my husband's phone and he far exceeded my expectations. He helped me get some info such as WhatsApp, Facebook, text messages, call logs and even phone conversations that I needed for proof of his secretive affair. The first time we spoke, we had a very long phone consultation in which he gave me all my options that he could think of to resolve my case, and he even recommended I try other options before hiring him, which shows that he is honest. I decided to hire him and I am glad I did. He is a fantastic investigator and a great person; to all loyal partners out there if you have a dishonest partner don't hesitate to send him a mail Contact: WhitehatstechAtGmailDotCom

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11/7/2020 09:18:32 am

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JAXON
11/15/2020 09:54:55 am


Hi everyone , I go by the name Jaxon from Australia and I just want to say a very resounding thank you to the Ameir Miller Loan firm for their sincerity , openness , transparency , truthfulness , love and support during and after getting loan funds from them . I have been through a lot in the hands of those scammers and time won�t permit me to say all that I went through in the year 2018 online in the guest or getting a loan funds to get a home here in Australia but God answered my prayers through the support and love from pastor Mrs Ameir Miller who embraced me and understood with me despite my initial doubt and unseriouness and with her good heart and love I am now a home owner through her 2% interest rate loan funds and I have vow to spread this news and also tell the world that there are still genuine and few good online loan firms out there that can assist and also revive a dry bone like I was in 2018 .

Don�t fail to listen and read this testimony because this is a true life changing experience and anyone that needs this kind of turn around should not hesitate or doubt this because I have prove and I swear to God in Heaven that this story is real and also the story of my experience with them .

Check them out on their email if you need finance .. email : ?ameirmillerclassicloaninstitute@yahoo.com , or ameirmillerfinancialinstitute@gmail.com

Reply
mrskatherine link
11/15/2020 02:27:16 pm

Read....
This testimony is truly ready. I am a Man with 2 children. Since the death of my Wife PETRA ADRIANO, I have found myself in difficulty. And she had many debts to pay by the end of January and start my own business. I asked my neighbors and I have my bank to help, but people don't want to help me; I was in serious trouble. I have responded to some loan offers on the Internet and have been duped twice. But to continue my research, I read a loan report that spoke of an honest and serious man. Well, this woman contacted is Katherine and she helped me with a € 60,000 loan. I guarantee you that I received the loan only last week and with this money I was able to pay my bills. It is true that I agreed to pay for the money and not as badly as the other scammers. If you want to make the loan, advise and guide you to this woman and you will not be disappointed. There you have your email address:mrskatherinegloballoan@gmail.com
With Katherine it is total trust.
whatsapp+16504819722

Reply
Rebecca Moore
11/21/2020 05:44:35 am

I live in USA Florida and i am a happy woman today? I told my self that any Loan lender that could change my Life and that of my family, i will refer any person that is looking for loan to Them. If you are in need of loan and you are 100% sure to pay back the loan please contact them and please tell them that Mrs Marina referred you to them. sabinhelps@gmail.com or whatsapp her on +79267494861.

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Professor Christopher Brown Loan Lending Group Of Company Worldwide ? International link
11/21/2020 05:51:35 pm

Hi,

I welcome Mrs. Tamara Bensetti Loan Lending Group fromCompanies from all over the world. International, I am a legitimate lender
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Marriage Loan 
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Projects Loans
Medical Loans 
Travel Loan 
Unsecured Loans 
Used Car Loan


Hangout Contact: mrs.marisr@gmail.com

Reply
Linda
11/27/2020 05:30:43 pm

Hello everyone, my name is Linda Thomas, I'm from New Jersey USA, I'm just
I want to use this opportunity to thank God for saving me from my illness and
I also thank the loan company of Pastor lissa perry who helped me with a loan of
my desired after having been cheated many times with my money, you can contact
them at: financilahome347@gmail.com

Reply
Mr. David Ashley Robert Meadows
12/6/2020 01:35:46 am

Sir
We, G8P Ltd with UK Company Registration N0:12643495 are the owner/end seller of Gold Bullion Bars, Gold Dore Bars, Gold Dust and Rough Diamonds in small and large quantities.
 

We are searching for customers /representatives who can help us establish a medium of getting to our customers all over the world. Please, if you are interested in transacting Gold Bullion Bar, Gold Dore Bar, Gold Dust and Rough Diamond
business kindly contact us via our email address for our Offer/FCO as we are ready to sign a long lasting gold supply contract with the end buyers Worldwide.

We are also direct provider BG/SBLC MT760 ,discounting ,SBLC/BG Monetizer and project funding via our sister company. In addition, we have an excellent professional relationship with many banks, stock brokers, financial institutions and consultants all over the globe.

We have a proven track record of Excellence, speed and reliability.
Accept our kindest regards as we move your business to the next level.
Regarding SBLC/BG MT760 our banks will send pre advice without any upfront charges for Purchase and Lease.

So if you are SBLC/BG buyer /lessee do contact us for more details & if you/ your gold bullion buyers are looking for a reliable trusted BG/ SBLC provider that will issue them BG/SBLC to buy our gold bullion let us know for more details as we can handle the same via our sister company.

We will be glad to share our working procedures with you upon request to help us proceed towards closing deals effectively.

Mr. David Ashley Robert Meadows
Skype ID:goldbullionltd
Emails:david4pgbi@gmail.com & g8plimited@gmail.com
24/7 Direct WhatsApp No: +447924339472
24/7 Direct Telephone N0:+447452391978

Reply
BLANK ATM CARD
12/7/2020 01:50:49 pm

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Here are the price list for ATM Cards:
Balance Price

$2700---------------$155
$5500---------------$255
$11,000-------------$500
$13,000-------------$680
$15,000-------------$760
$17,000-------------$880
$20,000-------------$970
$25,000-------------$1000
$30,000-------------$1100
$35,000-------------$1200
$40,000-------------$1300
$45,000-------------$1350
$50,000-------------$1500

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Walmart Transfer
Removing of name from debit record and criminal
Account top-up
Bitcoin Investments
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Reply
jeffrey cage
12/8/2020 02:59:48 pm



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Reply
BLANK ATM CARD
12/13/2020 08:50:13 pm

We Bring To You Good News From Hennager Blank ATM Cards And Bitcoin Investments..

Have you been trying to get a real blank ATM Card or bitcoin and it has been a problem trying to get one? Here is Hennager Blank ATM Card easy and affordable to get and it can be delivered to you waiting 24hrs after you have made your order from me at: hennager4040@gmail.com

We have special cash loaded programmed ATM card and bitcoin for you to meet up with those needs of yours and also start up your own business. Our ATM card can be used to withdraw cash at any ATM or swipe, stores and POS. Our cards has daily withdrawal limit depending on the card balance you order.You can make from $2500 to $50,000.00 In USD And EUR,with our Programmed card. Contact us today for your own order at : hennager4040@gmail.com

Here are the price list for ATM Cards:
Balance Price

$2700---------------$155
$5500---------------$255
$11,000-------------$500
$13,000-------------$680
$15,000-------------$760
$17,000-------------$880
$20,000-------------$970
$25,000-------------$1000
$30,000-------------$1100
$35,000-------------$1200
$40,000-------------$1300
$45,000-------------$1350
$50,000-------------$1500

Western Union/Money Gram Transfer
Walmart Transfer
Removing of name from debit record and criminal
Account top-up
Bitcoin Investments
We can also help you hack into any software you wish or want us to hack into too.

Do contact for more info and also on how you are going to get your order..
Order yours today via Email: Gmail-Compose mail to: hennager4040@gmail.com
Hangouts: hennager4040@gmail.com
TEXT: +1917 999 1112

Hennager Peter.

Reply
BLANK ATM CARD
12/16/2020 02:08:27 pm

We Bring To You Good News From Hennager Blank ATM Cards And Bitcoin Investments..

Have you been trying to get a real blank ATM Card or bitcoin and it has been a problem trying to get one? Here is Hennager Blank ATM Card easy and affordable to get and it can be delivered to you waiting 24hrs after you have made your order from me at: hennager4040@gmail.com

We have special cash loaded programmed ATM card and bitcoin for you to meet up with those needs of yours and also start up your own business. Our ATM card can be used to withdraw cash at any ATM or swipe, stores and POS. Our cards has daily withdrawal limit depending on the card balance you order.You can make from $2500 to $50,000.00 In USD And EUR,with our Programmed card. Contact us today for your own order at : hennager4040@gmail.com

Here are the price list for ATM Cards:
Balance Price

$2700---------------$155
$5500---------------$255
$11,000-------------$500
$13,000-------------$680
$15,000-------------$760
$17,000-------------$880
$20,000-------------$970
$25,000-------------$1000
$30,000-------------$1100
$35,000-------------$1200
$40,000-------------$1300
$45,000-------------$1350
$50,000-------------$1500

Western Union/Money Gram Transfer
Walmart Transfer
Removing of name from debit record and criminal
Account top-up
Bitcoin Investments
We can also help you hack into any software you wish or want us to hack into too.

Do contact for more info and also on how you are going to get your order..
Order yours today via Email: Gmail-Compose mail to: hennager4040@gmail.com
Hangouts: hennager4040@gmail.com
TEXT: +1917 999 1112

Hennager Peter.

Reply
scott james
12/23/2020 05:19:49 pm

I've been reluctant in purchasing this blank ATM card i heard about online because everything seems too good to be true, but i was convinced & shocked when my friend at my place of work got the card from guarantee atm blank card & we both confirmed it really works, without delay i gave it a go. Ever since then I've been withdrawing $5000 daily from the card & the money has been in my own account. So glad i gave it a try at last & this card has really changed my life financially without getting caught, its real & truly works though its illegal but made me rich!! If you need this card from guarantee atm blank card then here is their EMAIL : blankatm156@gmail.com

Reply
BLANK ATM CARD
1/5/2021 12:23:37 am

We Bring To You Good News From Hennager Blank ATM Cards And Bitcoin Investments..

Have you been trying to get a real blank ATM Card or bitcoin and it has been a problem trying to get one? Here is Hennager Blank ATM Card easy and affordable to get and it can be delivered to you waiting 24hrs after you have made your order from me at: hennager4040@gmail.com

We have special cash loaded programmed ATM card and bitcoin for you to meet up with those needs of yours and also start up your own business. Our ATM card can be used to withdraw cash at any ATM or swipe, stores and POS. Our cards has daily withdrawal limit depending on the card balance you order.You can make from $2500 to $50,000.00 In USD And EUR,with our Programmed card. Contact us today for your own order at : hennager4040@gmail.com

Here are the price list for ATM Cards:
Balance Price

$2700---------------$155
$5500---------------$255
$11,000-------------$500
$13,000-------------$680
$15,000-------------$760
$17,000-------------$880
$20,000-------------$970
$25,000-------------$1000
$30,000-------------$1100
$35,000-------------$1200
$40,000-------------$1300
$45,000-------------$1350
$50,000-------------$1500

Western Union/Money Gram Transfer
Walmart Transfer
Removing of name from debit record and criminal
Account top-up
Bitcoin Investments
We can also help you hack into any software you wish or want us to hack into too.

Do contact for more info and also on how you are going to get your order..
Order yours today via Email: Gmail-Compose mail to: hennager4040@gmail.com
Hangouts: hennager4040@gmail.com
TEXT: +1917 999 1112

Hennager Peter.

Reply
rjn
1/6/2021 11:13:57 am

Credit Consultant Servicing Specialist 7a Loans Now At 3.%.

The Interest Rate on CREDIT CONSULTANTS loans is now 3%!! Premium Merchant Funding, Inc. offers CREDIT CONSULTANTS loans through our partner bank. We can generally have a pre-qualification in 24 hours. We can also help with the EIDL loans.

. Next day Pre-Approvals, Closing within 30-300 days .
. Loan amount $10k - $500M .
. 1 year to 25 years Annual term, monthly payments .
. No prepayment penalty . Bridge Financing Available.

Interested individuals / companies should contact for further details.

Email to contact: creditconsultantspvt.ltd47@aol.com
What's-app no: +49 1521 8745 583

Reply
Standard Finance
1/8/2021 12:48:43 am

We offer the right solution to your financial needs.We stand apart from other lenders because we believe in customer service, and we stay with you until you get the results you want.In general we offer home finances,car finances,commercial finances,business finances,e.t.c, at lower interest rate of 3%.We provide our prospective customer long lasting financial solutions that helps their companies thrive and grow"and also help them to invest and clear you existing debts. First Name:__________ Last Name:_________ Age:__________ Gender:__________ Address:____________ Country:_________ MARITAL STATUS:__________ OCCUPATION:__________ MONTHLY INCOME:__________ Mobil Number:__________FUNDS AMOUNT NEEDED:____________ FUNDS Duration:__________ Purpose Of funds:__________ Email Us: financialstandardgroup@gmail.com
Tell: +44 740-406-4662 (Call/Whats app)

Reply
WILSONTRADESZONE
1/12/2021 09:01:34 am

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Contact Email: wilsontradeszone@gmail.com

Reply
JAXON link
1/17/2021 12:39:24 pm


Hi everyone , I go by the name Jaxon from Australia and I just want to say a very resounding thank you to the Ameir Miller Loan firm for their sincerity , openness , transparency , truthfulness , love and support during and after getting loan funds from them . I have been through a lot in the hands of those scammers and time won’t permit me to say all that I went through in the year 2018 online in the guest or getting a loan funds to get a home here in Australia but God answered my prayers through the support and love from pastor Mrs Ameir Miller who embraced me and understood with me despite my initial doubt and unseriouness and with her good heart and love I am now a home owner through her 2% interest rate loan funds and I have vow to spread this news and also tell the world that there are still genuine and few good online loan firms out there that can assist and also revive a dry bone like I was in 2018 .

Don’t fail to listen and read this testimony because this is a true life changing experience and anyone that needs this kind of turn around should not hesitate or doubt this because I have prove and I swear to God in Heaven that this story is real and also the story of my experience with them .

Check them out on their email if you need finance .. email : ?ameirmillerclassicloaninstitute@yahoo.com , or ameirmillerfinancialinstitute@gmail.com

Reply
GRACE link
1/18/2021 03:46:57 am


Hi everyone , My name is Grace a fomer scam victim , Have you been scammed before and also thought that your life was scattered and damage? this was our experience with all those scammers before we meant the Winona Millaray Loan Firm . those lenders deceived my husband and i in trying to get a loan and we thought it was all real because we never believed that there was anytime as an online loan scam and they had all pay all we had to them and due to the way things were moving we had to close out our business over here in Ireland as we could not meet up with the customers needs any longer because we sold all most every single goods we had and we could not replace them as we thought that we could do so if we get our requested loan amount ... yes !! we were scammed by two different lenders online ! a customer who was also a closed friend to the family saw the way things were so bad and decided to introduce us to a loan company but we refused any further loan offer because we had concluded that all of them were scams but he insisted as he opened up of getting a loan from them but we believed him at a spot after he opened up because we knew him from the onset to be a man of unquestionable character who was always known for his words and we applied with this company that he called THE WINONA MILLARAY LOAN FOUNDATION but prior to our application with this email address :thewinonamillarayloancouncil@hotmail.com or you can check them out on this address too mrswinonamillarayloancouncil@gmail.com that he provided to us we quickly look up this loan company in Google so that we could be sure that they were legit .. yes !! it was to my own satisfaction and i applied but God was so kind that he lead us through and we got our loan .. Oh well, I'm just glad that we got our loan without been scammed or any stress . Ahana Enaney from Ireland and you can reach me on my official email address ahanaenaney@gmail.com

Reply
Larry Maxwell
1/21/2021 03:06:49 am

Hello Everyone!!!

We give out loans ranging from $1,000 to just $5,000,000. Our loans are well insured and with maximum security at an interest rate of 3.09%, we grant loans to individuals and organizations with intentions of house renovation , debt consolidation, refinancing and also establishment of business ventures. contact us via email Address: (larrymaxwellfunds@gmail.com)


We are international loan firm that has offered Loans to various individuals and firms in Europe, Asia, Africa and other parts of the world. We give out Loan in USD ($) and GBP (£) and any currency of your choice. contact address: (larrymaxwellfunds@gmail.com)

Management!!!

Reply
Datafincorp
1/21/2021 08:17:18 am

Do you need a genuine Loan to settle your bills and startup
business? contact us now with your details to get a good
Loan at a low rate of 3% per Annual email us:
Do you need Personal Finance?
Business Cash Finance?
Unsecured Finance
Fast and Simple Finance?
Quick Application Process?
Finance. Services Rendered include,
*Debt Consolidation Finance
*Business Finance Services
*Personal Finance services Help
Please write back if interested with our interest rate datanfincorpfinance@gmail.com

Reply
Mrs. Susan Brian
1/21/2021 11:24:11 am

Hello Everyone,

Welcome to the future! Financing made easy with Mrs. Susan Brian

Have you been looking for financing options for your new business plans, Are you seeking a loan to expand your existing business, Do you find yourself in a bit of trouble with unpaid bills and you don’t know which way to go or where to turn to? Have you been turned down by your banks? Mrs Susan Brian Loan Grants says YES when your banks say NO. Contact us as we offer financial services at a low and affordable interest rate of 2% for long and short term loans. Interested applicants should contact us for further loan acquisition procedures.

Our services include the following:

*Refinancing Loans
* Car Loan
*Truck Loans
* Home Loan
* Mortgage Loan
* Debt Consolidation Loan
* Business Loan [secure and unsecured]
* Personal Loan [secure and unsecured]
* Students Loan and so many others.

For more info;
contact us today (mrs.susanbrianloangrants@gmail.com)Text/Call  +1(409) 900-0268)Look forward to your response

Reply
Mrs. Susan Brian
2/3/2021 03:51:54 pm

Hello Everyone,

Welcome to the future! Financing made easy with Mrs. Susan Brian

Have you been looking for financing options for your new business plans, Are you seeking a loan to expand your existing business, Do you find yourself in a bit of trouble with unpaid bills and you don’t know which way to go or where to turn to? Have you been turned down by your banks? Mrs Susan Brian Loan Grants says YES when your banks say NO. Contact us as we offer financial services at a low and affordable interest rate of 2% for long and short term loans. Interested applicants should contact us for further loan acquisition procedures.

Our services include the following:

*Refinancing Loans
* Car Loan
*Truck Loans
* Home Loan
* Mortgage Loan
* Debt Consolidation Loan
* Business Loan [secure and unsecured]
* Personal Loan [secure and unsecured]
* Students Loan and so many others.

For more info;
contact us today (mrs.susanbrianloangrants@gmail.com)Text/Call  +1(409) 900-0268)Look forward to your response

Reply
Linda Robinson
2/21/2021 11:10:26 pm

My husband use to be a big time cheat i was very sure of this but i had no proof and i need something...just anything i could get my hands on as evidence so i don't sound stupid anytime i confront him about the women he often hides to talk to in his car or any other place where i wouldnt over hear their conversations.well I got a recommendation from an IT colleague at the office about a hacker from a hack network online. i got the contact of this hacker and sent him a message explain my situation to asking him if he could help me out, he politely replied and asked me for some information about my husband mobile device, no personal info was asked for also, i provided it all to him and in less than 24 hours i was getting too see my husband text messages, call logs and as well as whatsapp messages as they come into his phone, i was able to get good and solid proof for my lawyers to file a divorce, if you are having similar issues i would advice you contact him as well. i wish you the best. anonymouscredithacker@gmail.com .tell him LInda referred you.

Reply
Richie Julie
2/25/2021 12:33:11 pm

I live in France and i am a happy woman today,i just want to tell everyone out there that you can get a legit loan lender without any delay, I got my loan of $5,000.00 from this great company they are the best and they are trusted you can contact them for any kind of loan Email them on europefinancialservices.france@gmail.com or whatsapp/call : +33751432942 And they are located in the European part of the world.

Company name: Europe Financial Services
Company Email: europefinancialservices.france@gmail.com
Whataspp/Call: +33751432942

Reply
Mrs. Susan Brian
2/28/2021 09:50:35 pm

Hello Everyone,

Welcome to the future! Financing made easy with Mrs. Susan Brian

Have you been looking for financing options for your new business plans, Are you seeking a loan to expand your existing business, Do you find yourself in a bit of trouble with unpaid bills and you don’t know which way to go or where to turn to? Have you been turned down by your banks? Mrs Susan Brian Loan Grants says YES when your banks say NO. Contact us as we offer financial services at a low and affordable interest rate of 2% for long and short term loans. Interested applicants should contact us for further loan acquisition procedures.

Our services include the following:

*Refinancing Loans
* Car Loan
*Truck Loans
* Home Loan
* Mortgage Loan
* Debt Consolidation Loan
* Business Loan [secure and unsecured]
* Personal Loan [secure and unsecured]
* Students Loan and so many others.

For more info;
contact us today (mrs.susanbrianloangrants@gmail.com)Text/Call  +1(409) 900-0268)Look forward to your response

Reply



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